Someone asked, "Been reading a lot about North Wildwood Fire Dep

North Wildwood - Someone asked, "Been reading a lot about North Wildwood Fire Dept. sending ladder trucks on all 911 calls with calls for ambulances. Who gets billed for the ladder truck and two firemen? Some insurances do not cover this cost." There is no 'cost' for the ladder truck or personnel. Insurance pays for either basic life support ambulance and transport or advanced life support ambulance and transport if paramedics from a hospital are dispatched. It works the same the country over. If you call an ambulance in Jacksonville, FL or San Diego, CA the costs are for the ambulance and ALS or BLS.