The national Low Income Housing Coalition has issued a new report. N.J. has the 6 th. highest working wage to support a modest 2 bedroom apartment. Citizens pay up to half their income for a rental and must work 1.6 full time jobs to afford rent. Applicants, to find suitable housing, dress and speak well. At an interview , present copies of credit, criminal, and background checks from an accredited agency . Copies of your W-9 and annual income statements, letters of reference from employers , landlords and reputable business greatly help.To avoid eviction pay the rent.