Who can explain why NJ UNEMPLOYMENT benefits are issued from a bank in NEW YORK??? And a 3rd rate one at that...can't w/d or transfer funds or get transaction history unless you download the app (which didn't work) and then it wont give the history unless you verify the transaction history with exact dates and amounts?? UMM, WHAT? If I had that I wouldn't be asking! New York Community Bank for New Jersey Unemployment. What idiot made THAT decision?? Wonder what Phil's getting out of it because recipients who NEED that money have to play quite the game to access it. Welcome to NJ...or is it NY?