How long must residents look at a fire-destroyed property and smell the burnt wood before the property owner at least attempts to clean it up? The adjacent properties that were damaged due to this homeowner's negligence are busy cleaning up. These property owner's carried no homeowner's insurance so it is unclear how long this home will sit in this condition. Currently, the owners are living in the home with no electric or gas. Responsible homeowners carry insurance. Irresponsible homeowners cause others to have to pay for their negligence.