I do not believe the percentage on student loans were as affordable as a mortgage loan. Why can’t they make it affordable, how do you manage to pay back this type of loan without having a decent job. This is what Biden got stuck with, he did not create any of these problems, he was stuck with this pandemic. Student loan situation has been around for years, then pandemic hit making it very hard to pay these student loans. As you know you can never forget these loans, they come after you!