Having recently enrolled my wife under "ObamaCare," we found that she could get the same health plan as her former employer, but with a $380 savings from what it cost through the employer! For those of us under 65 and without employer based plans, or medicaid: Before you throw out the entire system, and there are a lot of things wrong with the system, such as the taxes and exclusions, try it. It does help some of us. What we don't understand is why veteran's disability income is excluded, but not regular disability?