Spend hard-earned money wisely.

Stone Harbor - Spend hard-earned money wisely. Don't donate to organizations for big overhead. Don't fall prey to those expensive charity ads. Donate locally to known volunteer organizations with no or low overhead. Golf tournaments, auctions and boat trips to fund salaries may not be a good use of our money. Research through National Charities Foundation or call the organization and ask where the money is going. The people they serve or their salary? People may be surprised.