Regarding the spout about no one purchasing rental permits.

Sea Isle City - Regarding the spout about no one purchasing rental permits. Our attached unit has rented more than twenty-five years. He laughs and thinks it's funny that no one has ever asked him about a rental permit. Our concern is when he gets sued by the renter, yes, we will be included in the lawsuit. He refuses to purchase extra rental insurance because no one checks. Yup, it's a dilemma in S.I. Who is responsible for this crisis?