To the Wildwood spouter on the lifeguard pension: Yes, all persons employed under the Wildwood lifeguard budget (including non-lifeguards) must contribute to the lifeguard pension. If one leaves the lifeguard force before working 20 years, they only need to write a letter to the Lifeguard Pension Commission (which consists of 4, 2 guards and 2 residents appointed by mayor) for the return of their pension contributions. If they do not return ones contributions, a call or letter from a lawyer usually works, as it did in North Wildwood years ago. The city usually does not know pension law well.