Joe Biden say's he's gonna cap credit card late fees.

North Cape May - Joe Biden say's he's gonna cap credit card late fees. Hmmmmm... Don't like the fees? Don't be late or Don't use a credit card! And, don't say you must have a credit card, because 75% of the people who have them spend over their NEEDS. My Parents had 1 credit card and it was only used in case of emergency. The did fine for 84 years and we didn't suffer in any way. They did this wonderful thing called, SAVE for the things you need. My Mother never put our school clothes on a credit card. But I guess we are in a Joe Biden world where a McDonalds lunch takes 3 hours of pay to eat. It's sad...