Want to know why companies are short staffed and no one is working? Because we have now become a society that supports laziness, irresponsible spending, and no accountability. Got a low credit score? We'll give you a break and charge more to those with higher scores. Reckless spending on your credit card? Get it discharged and let everyone else suffer for your lack of payment. Need a handout? Sure! We'll make welfare a way of life, not the temporary helping hand it was meant to be. There is zero incentive to do the right thing when the lazy and irresponsible are constantly rewarded.