If I open a company called After The Fact Auto Insurance and you’re driving without insurance and cause a crash, sure I’ll cover your repairs and damages, just send in your $12,000 premium with coverage subject to a $4,000 deductible, otherwise the math doesn’t work for me. By the way, if your driving while drunk or drugging fine print says you’re on your own. So it must be with health care. The fact is, pre ObamaCare, if a person was working health care insurance was good, because it was private. Deep pockets of government caused higher prices. 1 billion for that sad website? O’ripoff.