Got love second home owners. I over heard a groups saying stone harbor need s a hoa. I said you understand shpoa is already running the show here. i then asked how would your so called hoa work. When the town only has about a thousand year round resident and you guys all leave first week in spet .till this time every year. Sounds more like another second home owner bs story to say you live here year round .when you do not/ All thre\e said we are year round residents. i laughed and said then why is your street vacant after the first week in sept and just showed life next year in may