I am going to a state college and my student loans will cost me over $600 a month or more for at least 15 years. Wall Street banks, the ones who wrecked our economy, should not be getting better interest rates than our youth. Just because students do not have the high paid lobbyists, we should not have interest rates 9 times higher. The banks will also raise my interest rates when I finally want to purchase a home, because I have high college loans. It is a double edge sword that the youth of today will be paying forever.