Swainton on credit cards. You’re obviously new to how the world works huh? Credit card holders have been living off of the profits of businesses for far too long. You are getting free money for a month, you will now pay for that loan, not the business you buy a product or service from. Is it the businesses fault you can’t manage your finances? Must they hold your hand and subsidize you so you can make your purchase? They’re not your grandmother, If you can’t pay, don’t buy. People are tired of paying for people who won’t, or can’t pay. It’s now the Era of “if you don’t pay, you don’t get.”