Stone Harbor: if second homeowners don’t like where they bought their vacation home, perhaps they should have inspected the situation before they bought a home here. If they don’t like the current situation, they can always exercise their option to sell their second home before NJ becomes NY. Based on what Murphy is doing that could happen between tomorrow or never, leaning tomorrow. Since 2nd homeowners are less inclined to defend as vigorously as primary residents barrier islands will surrender early. That what I see if this continues and people who want this don’t reverse course. Not good.