Cape May County Municipal Utilities Authority Workers Penalized for Staying Employed. Employees are speaking out over a health insurance structure that makes working here increasingly unaffordable. In a bizarre twist, some workers actually take home less money after receiving raises because insurance costs rise so sharply. At a workplace already known for dirty, dangerous, and physically demanding conditions, employees say they are being squeezed from every direction. Many are asking a simple question: How is a raise supposed to help when it leaves you with less money in your paycheck?