The Cape May comment on 59% of Americans feel they do not have enough in their savings and 27% have no savings at all. Any why do you think this is so. They live and die by the credit card and make the minimum payments, they lease their vehicles, dine out too much and just flat out do not know how to save or invest. Look at the local convenience stores during the day. They buy breakfast, coffee breaks, lunch and sometimes dinner at these places and add it up, it cost a fortune! There is an old saying, "take care of your pennies, and the dollars will take care of themselves". It's true!