If you get money back from the IRS, that means you are overpayin

Avalon - If you get money back from the IRS, that means you are overpaying them each paycheck, giving the government an interest free loan at your expense. Talk to your human resources department or payroll manager and adjust your withholding amount. This way, you get more of your own money each paycheck. If you like getting a refund, have an automatic deduction set up to put some into a savings account. You can use the money without waiting for a refund.