When a company advertises numerous times an hour on numerous TV channels ,you should be careful dealing with them. TV advertising cost millions per 30 seconds and when you sign up for these excessevily advertising companies, you are contributing more to advertising than for whatever the company is offering..Any company doing this much advertising over long periods of time is in my humble opinion High Risk to consumer.. Also,my experience has found less expensive options with companies who do not advertise excessively on TV ..Word to the wise on this Feb Sunday .