Moderator's Note: Your implication may be valid, but how does the public know that the application and reasons given at the hearing were identical?

Moderator's Note: Even if that be the case, the question is, does the law require that this information be part of the approval process?

Moderator's Note: Stone Harbor's website lists Francine Springer as CFO. Wildwood Crest's website lists Francine Springer as Treasurer/CFO