Any reforms to the healthcare system must include tort law refor

Upper Township - Any reforms to the healthcare system must include tort law reforms! Frivolous lawsuits need to be curtailed to reduce all billed services. Liability premiums are so high that doctors have to add to the cost of services. Plus modify medical savings accounts to be a debit account with features of a 401k. To accumulate over a lifetime so as to cover the higher later life medical costs. Lastly, total open market competition will also drive down. These things can be done in parallel to the existing Obamacare structure as a way to seamlessly migrate customers onto it.