The real estate market in Cape May County seems to be as cold as

Lower Township - The real estate market in Cape May County seems to be as cold as the winter to come. The prices have been depressed to levels not seen in years. The interest rates have remained low and stable, but there has been very little movement as shown in the Herald's real estate transactions. Are banks reluctant to give second home buyers mortgages? Could it be the new proposed change by FEMA on flooding and the expensive insurance? What is going on with the real estate market?