Ok, let me finish my story! So at work discussing the OBAMA care, my brother had only 2 employees, $ 20,000 ea. he was floored. Called his accountant, I’ll get back to you, she called back hours later, you have only one option, make your employees part time worker and only let them work 35 hours weekly, he sat both workers down and let them know what’s going on! They agreed, he then said guys, When we get big jobs, I will pay you both a little extra, they said great, thank you true story. OBAMA care is a money pit for small businesses. In other words., it’s a scam.