Hey Cold Spring, you cannot blame Lower Twp. for over development. when the zoning and planning boards are responsible for granting such permits. Applicants bring their lawyers when filing applications and seem to always file a hardship variance. With affordable housing being on the radar, such applications are granted, often with the applicant testifying that the are developing with low income in mind. Then the find out what the finished product will sell for. Now everyone is jumping on the band wagon. If anything Lower needs a new tax assessment on all properties.