Looking at passed history and pass economic processes, you would have to ask yourself? Why? Jerome Powell will not lower interest rates for who? Answer! The rest of us! Let’s do banking 101 lower interest rates would invite more lower income people the opportunity to possibly buy a home, which in my book is still the American dream. As it has been said! You ain’t no kind of man if you don’t own land. And! In doing so would stimulate the economy even more back to economics 101, so? Ask yourself why? Again! Remember the bail out we the people did for our major car manufacturers, Our money.