Thank you for the excellent article (and link) regarding the NJ local governments and SHBP. I do not work in this county but a different one in SJ. We have seen 2 years of double digit increases in our medical and a high single digit this year...close to 30% increase over 3 years. Most local gov employees do not make a ton of income (Acme pays better) and increases tend to be less than 4%. Great eye-opening article!