For those who thought they were going to skate on their student loans I have some bad news for you. Involuntary collections on delinquent student loans will start soon. Given that most corporations and anyone without a screw loose does background checks to make sure they’re dealing with responsible people, not paying debts agreed to is a big red flag. No more free rides. Pay what you owe or suffer the consequences that can follow a person for a lifetime and guarantees higher interest rates for borrowing for a lifetime. Want a basement credit score? Don’t pay what’s owed.