CMCH You are not wrong. I believe what has impacted the availability of affordable housing is as we saw during the pandemic, is the realization government state or local can foolishly, many agree, step in and suspend rent payments for people who neither own, pay for, or are responsible for the existence of the entire situation. And continue to extend it at their whim, with a total lack of consideration of both sides or the other party involved, and then leave them on their own when people run on substantial debt allowed by these policy’s, leaving finances shattered? Take it! Sure that’ll work.