To the Spouter from Avalon who: “want(s) the details on how they plan to cover losses above the $250K FDIC limit without tax payer money.” Simple, they will cover all losses with the FDIC insurance reserve that all banks pay in to. SVB is not a total loss, they still have assets. They are only in this position because of their investing strategy of buying strictly low interest government bonds. Once interest rates rose so dramatically, their investment, and hence the interest they paid customers was under water, and people wanted their money out. They sold at a loss, but still for something