To the Sea Isle Spouter worried about his 401 K . The year to date returns have averaged a 11.8 % increase in the 51 to 64 age group and 21.2 % increase in the 25 to 34 age group. Also the DOW was 27,480 on election day and as of 10/24/21 it up a whopping 30% at 35,741. With these results you should be ecstatic.