Did you ever stop to consider the cost of rents are in part a factor of cost of ownership which includes not only mortgage, taxes, insurance, code compliance, damage and destruction that tenants cause? The inherent risks associated with tenants not paying rent and costs associated with eviction? Many of the people who fall into the category of having a difficult time affording housing are also smokers. Villas has a high number of under-40 smokers. Stop smoking, save the money to put towards rent. Food shop at a market and make meals. Convenience stores just suck more of your funds.