STOP falling for scams. News reports tell you,. AARP magazine tells you. Banks tell you. The recent article in the Herald gives me pause. Why keep giving people money? I recently received a phone call that said that "We have file on on desk and if you don't call us back we will take matters into our own hands". Good luck. You did not tell me who you were, any info. Go ahead. No one is getting money from me. Put alerts on your credit report. Make sure that they have correct info. Free credit reports. Check your stuff. Don't answer your phone unless it is someone you know.