When digital cryptocurrency first appeared it was marketed as a decentralized form of payment, supposedly untraceable, a deal between buyer and seller unencumbered by regulation. Governments were against it, felt it fostered illegal activity. Now we have the Securities and Exchange commission actively embrace it, in essence saying they’re going to centralize control. Ask yourself why? Centralized control of digital currency & elimination of cash equal's a complete record of a persons income and purchases instantly available. Sell something between friends? Tax? Always more $$$. Enough already.