Fires in California are devastating to the folks who lost everything and many had no homeowners insurance. It wasn’t there choice. Many major insurance companies withdrew from the State due to regulatory issues and the inability to obtain sustainable rate increases. The buck all stops with the state government led by pretty boy Newsome. He completely failed to address the insurance crisis in his state thus no coverage not just for the millionaires but also for the “common folks “. As the chief administrator of the California government, it was his job. Eject this narcissist.