To the NW Debt Collector who thinks it’s a Biden policy to remove medical debt from credit reports, you obviously don’t know what you’re talking about. The Consumer Financial Protection Bureau (CFPB) is the agency that implemented the rule to remove medical debt from credit reports, not Joe Biden, along with the three credit reporting agencies, Experian, Equifax and TransUnion. A simple internet search would’ve informed you about this issue. BTW, I have a good credit score, no issue with medical bills and agree with the rule.